1 B2 neutral
To include a particular element or variable when calculating, planning, or making a decision.
"When budgeting for the trip, don't forget to factor in the cost of travel insurance."
separable
factor in
B2 neutral separable transitive
To include something as a relevant element when making a calculation, plan, or decision.
In plain English
To remember to include something important when you are planning or calculating.
What does "factor in" mean?
2 meanings, ordered from most common to least. Color-coded by CEFR level.
2 B2 neutral
To adjust a plan or model to account for new or previously overlooked information.
"The analysts had to factor in the recent market downturn when revising their projections."
separable
Usage tip
Very common in business, finance, and everyday planning contexts. Usually collocates with costs, time, risks, and other variables. Slightly more analytical in tone than 'consider' or 'take into account.'
Words that pair with "factor in"
Natural word combinations native speakers use most often.
cost risk time inflation delay expenses
How to conjugate "factor in"
The five tense forms you'll use most often.
Base
factor in
I/you/we/they
3rd person
factors in
he/she/it
Past simple
factored in
yesterday
Past participle
factored in
have + pp
-ing form
factoring in
continuous
Hear "factor in" in the wild
Listen to native speakers using "factor in" in real YouTube videos — click a clip to watch it on Looplines.
Keep exploring
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