To exchange something (such as savings bonds, chips, or a voucher) for its cash value.
"He decided to cash in his savings bonds to pay for the repairs."
To exchange something for its cash value, or to exploit an opportunity for personal gain.
To turn something into money, or to use a situation to get an advantage.
3 meanings, ordered from most common to least. Color-coded by CEFR level.
To exchange something (such as savings bonds, chips, or a voucher) for its cash value.
"He decided to cash in his savings bonds to pay for the repairs."
(cash in on) To exploit a situation, trend, or someone's success for personal gain.
"Several companies tried to cash in on the fitness trend by launching overpriced protein shakes."
Everybody wants to cash in on the World Cup.
— The Guardian, 2014 (on businesses exploiting the FIFA World Cup)
(informal, euphemistic) To die. Usually in the expression 'cash in one's chips.'
"The old gangster finally cashed in his chips at the age of ninety."
To hand something in and receive cash in return — like exchanging casino chips for money.
To turn something into money, or to use a situation to get an advantage.
'Cash in on' (with 'on') is used for taking advantage of a situation. Without 'on,' it means converting chips, bonds, or insurance policies into cash. The phrase 'cash in one's chips' also informally means to die.
Natural word combinations native speakers use most often.
The five tense forms you'll use most often.
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